Commercial Checking
For businesses that write a significant amount of checks and deposit a large amount of cash and checks each month.
To make managing your cash flow as easy as possible, this account features many different convenient options such as cash management, night deposit, and payroll direct deposit.- $100 minimum deposit to open account
- $6 monthly maintenance fee
- $.075 per deposit item | $.14 per debit item
Business Interest Checking
Individuals, sole proprietors and couples who operate their own unincorporated business or non-profit organization will appreciate the convenience and money saving opportunities of this account.
There is no minimum balance required to earn interest.- $100 minimum deposit to open
- $7.50 monthly maintenance fee
- $.10 per deposit item | $.25 per debit item*
- Interest compounded daily, credited monthly and paid on the ledger balance less the current reserve requirements.†
- Bank of Hazlehurst reserves the right to require at least seven (7) days notice prior to withdrawal or transfer of any funds in the account.
- Rate is subject to change without notice.
Small Business Checking
For businesses with limited monthly transactions, this account is non-analyzed and non-interest bearing.
- $100 minimum deposit to open account
- $10 monthly maintenance fee (no charge if account maintains a $1,000 minimum daily balance or $2,000 average balance)
- 100 deposited items free ($.50 per item in excess)*
- 100 debit items free ($.50 per item in excess)*
- If your monthly activity exceeds these levels you may wish to convert to Commercial Checking.
Business Savings
Any size business with an account balance that fluctuates can benefit from this account’s competitive interest rate.
- $100 minimum deposit to open account
- $3 monthly maintenance fee (no charge if account maintains a $500 minimum daily balance)
- 1 debit transaction allowed per month ($2 per item in excess regardless of balance)
- Interest compounded daily, credited monthly and paid on the ledger balance*
- Quarterly statement
- Rate is subject to change without notice.
Commercial Money Market
This account is designed for businesses who want the opportunity to earn interest on their account.
No minimum balance is required to earn interest. Plus, your money is always safely insured by the FDIC.- $1,000 minimum deposit to open account
- $10 monthly maintenance fee (no charge if account maintains a $1,000 minimum daily balance or $2,500 average balance)
- Six (6) debit transactions allowed per statement cycle ($5 per debit item in excess, regardless of account balance)*†
- Interest compounded daily, credited monthly and paid on the ledger balance.
- If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account. Tiered interest rate structure:
- $0 – $49,999.99
- $50,000.00 or more
- Bank of Hazlehurst reserves the right to require at least seven (7) days notice prior to withdrawal of any funds in the account.
Non-Profit Checking
For local organizations and clubs that are not-for-profit, we offer this account with no minimum balance and no monthly maintenance fee.
- $100 minimum deposit to open
- No monthly maintenance fee