Personal Savings
A great way to begin planning for your future.
- Automatic transfer from checking to savings option for maximum flexibility and a disciplined way to save.
- $100 minimum deposit to open this account
- $1 monthly account maintenance fee. No fee charged if account maintains a $100 minimum daily balance
- One debit transaction free per month ($2 per debit item in excess, regardless of account balance)
- ATM access and automatic transfers from other Bank of Hazlehurst accounts available
- No minimum balance required to earn interest which is compounded daily, credited monthly and paid on the ledger balance
- Statements for savings accounts are mailed at least quarterly.
Minor Savings
Its never too early to teach children how to save with this account specifically designed for children 17 and under.
- $0 minimum deposit to open
- Joint with parent or guardian
- No monthly maintenance fee or minimum balance requirement
- One debit transactions free per month ($2 per debit item in excess regardless of account balance)
- No minimum balance to earn interest which is credited monthly and paid on the ledger balance
- Automatically converts to Personal Savings at age 18
- Quarterly statements.
Money Market
Higher interest for higher balances.
- Ideal for those who can maintain a higher minimum balance and don’t write many checks
- $100 minimum deposit to open this account
- $10 monthly account maintenance fee. No fee charged if account maintains a $1,000 minimum daily balance or a $2,500 average daily balance
- Six debit transactions free per statement cycle ($5 per debit and/or check/draft item in excess, regardless of account balance)
- Interest compounded daily, credited monthly and paid on the ledger balance
- Tiered interest rate structure:
- $0 – $49,999.99
- $50,000 or more
- Rate tier will be determined on daily balance
- Monthly statements.
Holiday Savings
See how a few dollars a month add up to a bountiful holiday in this no maintenance fee, no minimum balance account.
- $0 required to open this account
- Interest is compounded daily and paid on the ledger balance annually
- One (1) debit transaction allowed per year ($10 per debit item in excess regardless of account balance).
Certificates of Deposit (CDs)
If you want to earn the most interest with the least risk, a Certificate of Deposit might be the right investment option for you.
- $1,000 minimum deposit to open this account with a variety of maturity dates available
- Pays a market rate of interest through maturity date
- Maturity notice/Pre-renewal notice is mailed ten days prior to maturity/renewal date
- Automatic certificate renewal is available
- Certificates can be used as collateral on loans
- Interest may be reinvested or deposited to another account.
- Penalty for early withdrawal.
Jumbo Certificates of Deposit
Ideal for people who have larger amounts to deposit for a specific period of time and are looking for a higher market rate.
- $100,000 minimum deposit to open
- A variety of maturity dates available
- Penalty for early withdrawal.